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  • How to apply true true

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How to apply for US Federal Student Aid

Complete the steps to apply for federal student aid.

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Step 1: Complete application form

Complete a Free Application for Federal Student Aid form (FAFSA) to be considered for federal student aid. You will need to include the University of Sydney's US Department of Education federal school code: G30672.

If you're unsure which FAFSA award year you need to complete, contact the International Loans Team to confirm this.

Students and parent borrowers also need to complete a master promissory note (MPN) online. If you are a first-time borrower, you also need to complete entrance counselling online.

You can check the status of your form by logging in to your StudentAid.gov account and selecting your FAFSA submission from the “My Activity” section of your account Dashboard.

Step 2: Tell us you've applied

You need to advise the International Loans Team once you complete a FAFSA, we are not automatically notified. We will then calculate your eligibility and issue loan offer letters to your Sydney Student account.

Step 3: Accept your loan offer

Log in to Sydney Student and accept your Direct Loan by selecting ‘accept’ in your offer letter message. You will be prompted to:

  • enter the US dollar amount of each loan you wish to borrow
  • check you have completed your MPN online by logging into your studentaid.gov account
  • enter the date you completed entrance counselling
  • provide your Australian bank account details
  • return the Parent Plus Loan Acceptance Form via email to the International Loans team, if you are a parent borrowing on behalf of your dependent undergraduate child.

The University can then originate your loan with the US Department of Education.

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Step 4: Receive your funds

If you’re a coursework student, there are two disbursement dates per annual loan period for Direct Subsidized/Unsubsidized and Direct Grad/Parent PLUS loans. These dates coincide with the commencement date of each semester.

If you’re a research student, there are four disbursement dates per annual loan period for Direct and GradPLUS loans. These dates coincide with the commencement date of each research period.

The University will advise you by email once your loans have been originated. We will deduct the balance of tuition fees for the semester and refund the difference into your Australian bank account.

If you have paid in full for the semester, a full refund will be processed. The refund will take approximately 10 business days.

Last updated: 03 November 2026

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Tell us if you’ve spotted a typo or something else wrong with this page. For any other enquiries please contact the Student Centre.

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