If you’re studying in a Commonwealth supported place and you’re thinking of completing part of your studies overseas you may be eligible for OS-HELP.
OS-HELP is a loan available to eligible students enrolled in a Commonwealth supported place who want to undertake some of their study overseas. OS-HELP can be used for a range of expenses such as airfares, accommodation and other travel or study expenses.
You can receive one loan per six-month study period and two OS-HELP loans over your lifetime.
You can apply for OS-HELP in the six-month period before the start of your overseas study. Your application needs to be for study that you have not yet completed.
You are eligible to apply if you are a Commonwealth supported student participating in a program where study is for academic credit or is otherwise a mandatory component of your current course at the University. This includes:
You also need to meet all of the criteria below.
Eligibility criteria and legislation around OS-HELP can change, so see the Study Assist website for full details.
You are not eligible for OS-HELP if any of the following apply.
In 2022, successful applicants can select from the following amounts to borrow per six-month study period.
If you are taking a relevant and endorsed Asian-language course before studying in Asia, you can also apply for a supplementary OS-HELP loan of $1133.
The language course must be in preparation for your primary study in Asia and cannot be credited to your course.
In 2023, the maximum OS-HELP loan amounts will increase to:
*You will be considered to be undertaking overseas study in Asia if you are undertaking study in a country listed in the Australian Bureau of Statistics' Standard Australian Classification of Countries, under the minor groups: Mainland South-east Asia, Maritime South-East Asia, Chinese Asia, Japan and the Koreas and Southern Asia.