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FEE-HELP
As a full-fee paying student you may be eligible for FEE-HELP.
- Overview and eligibility
- How to apply
- What happens next
Overview and eligibility
FEE-HELP is a government scheme assisting eligible students to access a loan to help cover all or part of their tuition fees.
There is a fixed maximum amount that you can borrow in your lifetime, called the FEE-HELP limit.
Any amount borrowed becomes part of an accumulated HELP debt which you will be required to repay through the tax system once you meet a certain salary threshold.
Loan fee
If you choose to use FEE-HELP during an undergraduate course there is a loan fee of 25 percent. This doesn’t count towards your FEE-HELP limit but will be added to your accumulated HELP debt.
There is no fee if you’re using FEE-HELP for a postgraduate course or higher degree by research.
Eligibility
To be eligible for FEE-HELP you need to be:
- a full-fee paying student
- an Australian citizen undertaking at least some of your course in Australia
- an Australian permanent humanitarian visa holder residing in Australia for the duration of your study
- a permanent visa holder undertaking bridging study for overseas-trained professionals and residing in Australia for the duration of your study
- a New Zealand citizen who meets the long-term residency requirements.
If you are enrolled as a non-award student, you are not eligible for any Commonwealth support or loan-scheme assistance and need to meet the full cost of your tuition fees.
Eligibility criteria and legislation around FEE-HELP can change, so see the Study Assist website for full details.
Last updated: 24 July 2020
