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Financial support

Interest-free loans

If you are a current student, you may be able to receive an interest-free loan to help you pay for your living and study expenses.

Student loans of up to $1000 are available throughout the year and will need to be repaid within 12 months or before you graduate (this will be agreed upon when your loan is approved).

If you aren’t able to begin repayments until the end of your studies and are enrolled in an eligible course, there are some loan options where your repayments begin after you graduate.

General eligibility

You are eligible to apply for a loan if you are:

  • an undergraduate or postgraduate student enrolled at the University of Sydney
  • a domestic or international student.

Supporting documents

To be considered for financial support, you need to provide the following supporting documents:

  • bank account transaction history of your everyday account, for the past 30 days
  • documents (for example bills, invoices, quotes and calculations) which will support your application for funds
  • proof of Centrelink (if relevant).

You will need to upload your supporting documents with your application, or bring them along to your interview.

Arthur and Renee George Foundation loans

These loans are available for up to $2000 each year and can be repaid in the first or possibly second year after you have graduated. The loan can’t be used for the cost of overseas placements.


You are eligible to apply for a loan if you are:

  • an undergraduate student
  • a citizen or permanent resident of Australia
  • enrolled in the final two years of your degree
  • enrolled in the Sydney School of Health Sciences, Sydney Dental School, Sydney Medical School, Sydney Pharmacy School or Sydney School of Veterinary Science
  • unable to repay a loan before graduation.

How to apply

Complete the online application and upload your supporting documents in Sydney Student. Go to ‘My finance’, ‘Scholarships, prizes, bursaries and loans’, then ‘Apply for financial support’.

You will then need to contact us to arrange an appointment to discuss your circumstances. Appointments usually take about 15 minutes and are available between 9.30am and 4pm Monday to Friday.

If you need to cancel or reschedule your appointment, contact us to arrange a new time.

What happens next

During your appointment, you will agree on a Repayment Schedule. This will set out the dates for your repayments.

Once your loan has been approved and you have signed your Loan Agreement and Repayment Schedule, the terms of your loan and repayment are legally binding.

Your loan will be paid into your nominated bank account within four to 10 working days. Make sure your bank details are correct in Sydney Student (go to ‘My finance’, ‘Your finances’, then ‘Bank details’).

If you're in need of immediate assistance, let us know when you make your appointment.

Making repayments

You can make a payment using BPAY.

Biller code: 270223 (Student Loans)
Customer reference number: Appears on your monthly Student Loan Statement. This number is unique to you. 

Go to the ePay website and follow the prompts. Make sure you have your MasterCard or Visa details and your monthly Student Loan Statement available.

If you can’t make a repayment

If you can’t make a repayment, you will need to arrange an extension before the due date of your repayment.

If you do not make your repayment by the due date, and have not contacted us to arrange an extension, a suppression will be placed on your account, restricting access to your academic results. This will happen 30 days after your due date if payment has not been received. Any suppression applied will only be lifted once you have paid all outstanding repayments.

How to apply for an extension

To apply for an extension, you must be currently enrolled and submit your application before your payment due date.

You can apply for an extension through Sydney Student. Go to ‘My finance’, 'Scholarships, prizes, bursaries and loans’, then ‘Apply for loan extension’.

We will contact you within four to seven days with the outcome of your application.

If you are not currently enrolled or your payment is already overdue

Contact us on +61 2 8627 4809 or email for further advice. Please do this as soon as possible to avoid having further sanctions applied.

If payment of your student loan becomes substantially overdue, further sanctions will be applied according to the University Student Debtors Sanctions Policy (pdf, 116KB).

Financial Support Service

  • Level 5, Jane Foss Russell Building, Darlington Campus
Opening hours

9am to 4pm, Monday to Friday.

Last updated: 08 March 2021

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